Keller works with our clients to implement and manage cafeteria plan benefits.  Cafeteria plans are allowed under Section 125 of the Internal Revenue Code, which enables employers to offer their employees a choice between taxable and qualified non-taxable benefits.  There are numerous IRS tax codes and regulations that must be followed when an employer provides benefits through a cafeteria plan.   

As your broker, we ensure your cafeteria plan only includes qualified benefits and meets all IRS requirements for pre-tax insurance premiums, Health Savings Account (HSA) pre-tax contributions, health care flexible spending accounts (FSAs) and dependent care flexible spending accounts (FSAs).   While Keller does not offer administrative services, we will review plan documentation, eligibility and nondiscrimination testing directly with your HR department or your vendor.

For more detailed information regarding cafeteria plans, please contact your Keller consultant or visit the Client Portal.