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Insights

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  • Looking for a Benefit to Attract Millennials?

    For recent college graduates, student loan debt is a significant concern. It can delay their ability to buy a house, negatively impact their credit score, …

  • Transportation Benefits & Non-Profit Organizations

    The tax reform bill that passed in December 2017 affected employer-provided transportation benefits. While qualified transportation benefits are still tax-free to employees (either through pre-tax …

  • Keller Testifies to Preserve Maryland HSAs

    This past week, the Maryland Senate and House held hearings on several bills that affect the qualified status of High Deductible Health Plans (HDHPs) and …

  • Beware of W-2 Phishing Emails!

    The IRS is warning employers that cybercriminals are targeting payroll and HR departments with email requests for Form W-2 data. The IRS is asking employers to …

  • Want to charge smokers more for coverage?

    Be sure to consider all of the plan design requirements before charging employees more for medical coverage if they smoke or use tobacco. A recent …

  • Accommodating Disabilities Can Be Tricky

    When an employee becomes disabled, it can be difficult for the employer to know how to proactively offer reasonable accommodations to help the employee return …

  • How Are Medical Premium Dollars Spent?

    Wouldn’t it be helpful to understand where your medical premiums go, including the cost attributable to prescriptions, inpatient care, provider services, and carrier operating costs? …

  • Stand, Don’t Sit

    Have you heard this catchy phrase, sitting is the new smoking? Prolonged sitting may increase risk for developing diabetes, cardiovascular disease and cancer. Who hasn’t …

  • Health Plan Audit Danger?

    The DOL continues to audit employer health plans for compliance with ERISA.  Be prepared prior to contact from the DOL by making sure your plan …

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