The right to continuation coverage was created by a federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). In general, group health plans sponsored by employers with at least 20 employees are subject to COBRA. This law allows employees and their covered dependents to stay on the employer-sponsored group health plan for a limited period of time, at their cost, when they lose coverage due to certain qualifying events.
At times, COBRA is one of the most complex benefit laws for both employers and employees to interpret. Keller works with our clients and their administrators to provide up-to-date advice and solutions. For clients that self-administer COBRA, we offer training and provide all necessary forms and notices.