Want to charge smokers more for coverage?
Be sure to consider all of the plan design requirements before charging employees more for medical coverage if they smoke or use tobacco. A recent blog article by SelfHelpWorks discusses the law suit against Macy’s regarding its smoking cessation program. The article does a nice job of explaining the “Reasonable Alternative Standard” requirement, necessary in wellness programs, and why the Department of Labor says Macy’s program is not compliant.
If you have questions about setting up a smoking cessation program or another wellness program, please contact your Keller account team.