To assist you with questions from employees who lose eligibility for your employer group medical plan, Keller has prepared two tip sheets: Medical Insurance Plan Options Upon Loss of Employer Coverage and Enrollment Periods under the Health Insurance Marketplace.
Individuals can purchase their own medical coverage in the Health Insurance Marketplace during the annual open enrollment period or if they qualify for a special enrollment period (SEP). The CMS recently clarified what events qualify an individual or family for a SEP in the Marketplace and the documentation that will be accepted. If you prefer to have a standardized form to provide to employees as documentation of their loss of coverage, Keller has also prepared a sample Confirmation of Coverage for your use.
If you have any questions or would like a copy of the tip sheets and form that you can customize with your logo, please contact your Keller account team.