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Health Care Reform

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  • Expanded List of Preventive Care Benefits

    The ACA requires that specific preventive care services must be included in medical plans, at no cost sharing to plan participants. The required services are …

  • House Passes Bill to Repeal Cadillac Tax

    The House recently passed a bill to repeal the ACA’s high-cost plan excise tax, known as the “Cadillac tax”. The bill now goes to the …

  • Legal Challenges to ACA

    When Congress passed the Affordable Care Act (ACA) in 2010, it included a mandate requiring that all individuals have health coverage that meets minimum standards. …

  • Final Rule on AHPs

    Last week, the Department of Labor (DOL) issued a final rule regarding Association Health Plans (AHPs). AHPs have been proposed as a method of offering smaller …

  • 2019 HSA Limits & ACA Affordability

    The IRS recently released Health Savings Account and ACA Affordability amounts for 2019. Health Savings Accounts Self-Only Coverage Family Coverage Catch-Up age 55+ 2018 $3,450 …

  • Maryland Creates State Reinsurance Program

    On Thursday, April 5, Governor Hogan signed into law the “Establishment of a Reinsurance Program” bill to be effective January 1, 2019. The reinsurance program …

  • Impact of Employer Subsidized COBRA

    As part of a severance or buy-out agreement, employers often pay for all or part of a terminated employee’s COBRA premium, for a defined period …

  • Defining Employees for Health Care Reform

    Why is it important to know who counts as an “employee” for health care reform? Starting in 2014, employers with 50 or fewer full-time equivalent …

  • Paying the PCORI Fee in 2019 – Plan Years Ending in 2018

    Under the ACA, all medical plans are responsible for paying the Patient-Centered Outcomes Research fee to the IRS, based on the number of plan participants. …

  • Tax Cuts and Jobs Act: Effect on Benefits

    On Wednesday, December 20, 2017, the Senate and House of Representatives passed the Tax Cuts and Jobs Act. On Friday, December 22nd, the Act was …

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