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Health Insurance

  • Final Rule on AHPs

    Last week, the Department of Labor (DOL) issued a final rule regarding Association Health Plans (AHPs). AHPs have been proposed as a method of offering smaller …

  • CareFirst Phishing Attack

    CareFirst recently announced a “phishing” attack on an employee’s work email account, which was discovered on March 12. The attack lead to spam emails being …

  • Employer Reimbursements for Health Insurance under the ACA

    In the past, employers were able to reimburse employees for the cost of their individual medical policies, on a tax-free basis per Internal Revenue Code …

  • HIPAA Privacy & Security for Health Plans

    The Health Insurance Portability and Accountability Act of 1996 (HIPAA) contains Privacy and Security Rules. The Privacy Rule is intended to provide individual rights regarding …

  • Health Savings Accounts

    A health savings account (HSA) is an individually-owned bank account which allows employees to save for out-of-pocket medical expenses on a tax-advantaged basis. Both the …

  • HIPAA Special Enrollment Rights

    Overview Under HIPAA, special enrollment rights allow eligible employees and/or dependents to enroll in an employer-sponsored group medical plan during the plan year, due to …

  • COBRA

    The right to continuation coverage was created by a federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA allows employees and their …

  • Paying the PCORI Fee in 2019 – Plan Years Ending in 2018

    Under the ACA, all medical plans are responsible for paying the Patient-Centered Outcomes Research fee to the IRS, based on the number of plan participants. …

  • Medical Insurance Plan Options Upon Loss of Employer Coverage

    Under the Affordable Care Act (ACA), all U.S. citizens and residents are required to have medical coverage or may owe a penalty when federal income …

  • ERISA Reporting & Disclosure for Welfare Plans

    The Employee Retirement & Income Security Act of 1974 (ERISA) was enacted to protect the rights of participants and beneficiaries in employee benefit plans. ERISA …