Market Reforms
- Legal Challenges to ACA
When Congress passed the Affordable Care Act (ACA) in 2010, it included a mandate requiring that all individuals have health coverage that meets minimum standards. …
- Maryland Creates State Reinsurance Program
On Thursday, April 5, Governor Hogan signed into law the “Establishment of a Reinsurance Program” bill to be effective January 1, 2019. The reinsurance program …
- Employer Reimbursements for Health Insurance under the ACA
In the past, employers were able to reimburse employees for the cost of their individual medical policies, on a tax-free basis per Internal Revenue Code …
- New Rules on Religious and Moral Exemptions for Contraceptive Coverage
In May 2017, the Trump administration issued an Executive Order directing the Department of Health and Human Services (HHS) to work on the regulations on …
- Stabilizing Individual and Small Markets
Carriers remain concerned about the stability of the individual and small group health insurance markets, which were fundamentally changed under the ACA due to new …
- Nondiscrimination in Health Care Services
Note: This newly issued rule is not related to the pending ACA rules regarding nondiscrimination in eligibility and benefits for insured group health plans. Those …
- VA Small Employer Now 50 or Fewer Employees
Under the ACA small group market rules, medical insurance policies for small employers must include certain reforms (e.g., metal-tiers with essential benefits and age-rated premiums). …
- Cadillac Tax Delay, New Transit Limit, & Fee Moratorium
Earlier than expected, President Obama signed the Consolidated Appropriations Act, 2016 (HR 2029) into law on December 18. Included in the Act were important provisions …
- UPDATE: ACA Small Employer Size
As previously reported, the PACE Act was signed into law allowing the ACA definition of small employer to remain at 50 or fewer employees, at …
- PACE Act Amends ACA’s Small Employer Size
As hoped, the Protecting Affordable Coverage for Employees Act (PACE Act) was signed by the President yesterday, October 7, 2015, after passing the House and …